Important Steps in the Flood Damage Claims Process
After your home in Jupiter, NC has sustained water damage from a storm, it can be easy to feel overwhelmed and unsure what to do next in order to make a flood claim. There are several useful measurements that can simplify the claims process.
1. Make Contact with Your Insurance Company
In order to make an insurance claim, your insurance provider should be informed of what damage has occurred to your home. After you have initially made contact with your provider, your insurance company will likely send an insurance adjuster to inspect the damage. The adjuster will document the amount and the type of damage caused by the flood, which will give your insurance company valuable information that will help to determine what costs will be covered.
2. Remove Items That You Can Access
Removing items from your home soon after the flood has occurred may allow the damaged belongings to be restored. However, items that are in standing water or belongings that are near electrical hazards can be dangerous to remove and should be left. Though replacing rather than repairing items will likely increase the cost of your flood claim, it’s generally wise to prioritize your safety by not removing items in unsafe areas and instead focus on removing what you can easily access.
3. Wait Until the Home Is Dry Before Making Major Repairs
Though you’re likely eager to restore your home as quickly as possible, it can be detrimental to attempt repairs when the home isn’t dry. Making repairs while your home is still wet can result in the structure of your home becoming damaged, and any repairs will likely be ineffective while the home is damp. Instead of jumping to make repairs too soon, it can be helpful to contact flood restoration professionals who can help to determine when restoration can safely begin.
Knowing how to make a flood claim after your home has been flooded can put your mind at ease. Contacting your insurance company, removing items safely and holding back on repairs are often beneficial steps to take during the claims process.