6 Ways FEMA May Help After a Storm
After flood damage in Asheville, NC, you immediately call your insurance company and begin a claim. There are so many needs you have right now, so what can you do about those things your insurance won’t cover? What if you don’t have insurance? Here are 6 ways FEMA may be able to help you after a disaster:
1. Housing. This may include temporary funds for rent while your house is being repaired or while you get ready to move to other, permanent housing. Direct housing may also be provided temporarily, especially if there are no available rental options in the disaster area.
2. Transportation. Replacement of a vehicle damaged in a storm or flood may be included in the government assistance program.
3. Childcare Costs. Sometimes childcare is needed as the result of a disaster, and this may be financially provided to you.
4. Medical Costs. Medication, as well as dental and medical services, may also be covered if the need is due to a federally declared disaster.
5. Storage or Moving. The cost of moving and storing your belongings until repairs are finished on your home may be covered by FEMA.
6. Personal Items. Any personal belongings that are needed and not covered under insurance, including mobility aids, appliances, and furniture, may also be part of the federal aid.
Many people don’t have flood insurance, so there is a lot of need for additional financial help after a disaster. If you do have insurance, be sure to file with your insurance company first. When registering for disaster assistance, you are required to share the insurance information with the government because it cannot provide financial assistance for anything that is already covered by your insurance.
Storm damages aided by FEMA must be from a federally declared disaster area. So much cleanup is needed to restore your property from flooding, but there are professional restoration companies that can take care of your needs and even help facilitate the insurance process for you.